Fine print and research

Read the fine print. We’ve all heard that advice time and time again, but I’m willing to bet we are ALL guilty of not doing it now and then. Most of the time, I read the fine print when something seems too good to be true, and I want to prove to myself I am right. It’s the times I want to believe “too good to be true” IS true that I don’t read it. That, or when I think I already know the fine print.

Within the last few weeks I’ve run into cases where I failed to read the fine print. The first case came out fine, and I think I ultimately ended up making a better decision for my situation than I would have otherwise. The second case… Well…

My husband and I celebrated our third wedding anniversary this week. We celebrated it in the Smoky Mountains area of Tennessee. We’ve made many trips to the Gatlinburg area, and I think its safe to say that its our favorite vacation location.

This past summer, we got signed up for a three day/two night trip to Pigeon Forge through this time share resort company. Go on our trip, sit through their presentation, and receive gift cards to Bass Pro Shops whether we sign up for the timeshare or not. It was that easy.

Too good to be true, right? We should have thought so, but somehow it all made sense. And somehow we missed the “minimum income required” in the fine print.

Fast forward about six months to this week. Excited for our trip, we’d not been out that direction in over a year, and after a stressful few months we figured a pre-paid vacation would be the thing to clear our minds. We arrived at the check-in location, and it was at that time we were given a “questionnaire” and the one that stumped us was “yearly income.”

See, in both of our careers, nailing down a yearly income is a struggle. We both have income from multiple sources through the year, and usually we don’t know how we came out until we file our tax return. It usually ends up being the surprise that we are never really happy with. So, we opted to go fairly middle of the road in our answer. Enough to live comfortably, but low enough to show we’re not exactly able to have that many “fun times and toys.”

Page two comes. First requirement, a minimum income. One check box above the one we’d checked. We looked at each other with alarm, but I ultimately shrugged it off. Its not like we were drastically below that minimum (Literally could have been less than $100 less given the span of income choices) and we WERE starting a whole new year. Surely this wouldn’t be an issue. The final requirement would be that we both attend the presentation, lest our deal be voided and we’d be charged full price for our room instead of the discounted rate. (After all of the events of our trip, I read the fine print and discovered all of this in there. So they did cover their butt there. Its in the fine print, why should they tell you this from the get-go? Right?)

Our room was very nice. It reminded me of a small apartment, and with a full (small) kitchen we were able to avoid eating out that night. I had brought food along to cook, and we spent the whole evening inside from the cold.

The next morning — our actual anniversary — we headed over to the presentation. We checked in, and before long were called to the front desk. “You don’t make the minimum requirement, you can’t take the presentation. We can’t change the original answer you gave. Call this number for more details.”

We wouldn’t be ALLOWED to sit through the presentation? What did this mean for the room rate?

We found out fast it voided everything. No gift cards and the room price went immediately back to full price. AND we were minutes after check-out time. In other words, “You don’t make enough money so we are going to screw you over and charge you more money.” Kind of like credit cards these days.  Can’t pay your bill? OK! We’ll just charge you  MORE MONEY because that just makes the most logical sense. Right?

Married 3 Years!
Married 3 Years!

I’ll never be a millionaire because I have too much logic going on in my brain. I can’t think of these ways to make people who can’t afford things to pay more for those same things that I’ll give to a rich man for free. But I digress…

Luckily, at the actual resort, the front desk woman was incredibly sweet and checked us out immediately and assured us we wouldn’t be charged for a second night after all. If more people were as kind as this woman, the world would be a far kinder and happier place.

I’ve carefully left out the name of this resort company all along, and I’ll continue to do so from here on out. However, I will add a link to “Pissed Consumers” page regarding the company… Reading this page made me realize that they probably did us a huge favor in the end. It is also in reading this page that I wish I’d done my homework sooner and known better what kind of company we were dealing with.

My husband and I refused to let it ruin our Anniversary, and in the end we made our way home a day early. Snow and ice that fell over night made us very grateful we HAD decided to come on home, and everything came out all right. We had a wonderful and memorable day. Made it home safely. And didn’t have to sit though some stuffy 90 – 120 minute presentation on our special day.

Oh and the lesson to read the fine print was nailed down even harder.